Cookie Policy
Last updated: February 2026
2. Essential Cookies
Essential cookies are strictly necessary for the Platform to function correctly. Without these cookies, core features such as authentication, security protection, and session management would not be available. These cookies cannot be disabled without rendering the Platform unusable.
| Cookie Name | Purpose | Duration |
|---|---|---|
| litfin_session | Maintains your authenticated session across page navigations. Required for secure access to your account. | 24 hours |
| litfin_csrf | Protects against cross-site request forgery attacks by validating form submissions and API requests. | Session |
| litfin_auth_token | Stores your encrypted authentication token for secure, persistent login across sessions. | 7 days |
| litfin_security | Supports security monitoring and fraud detection to protect your account from unauthorized access. | Session |
3. Functional Cookies
Functional cookies enable enhanced features and personalization. They remember your preferences and settings so that you do not need to reconfigure them each time you visit. While the Platform will work without these cookies, your experience may be less convenient.
| Cookie Name | Purpose | Duration |
|---|---|---|
| litfin_locale | Stores your language preference (English or Swahili) so the Platform displays content in your chosen language. | 1 year |
| litfin_theme | Remembers your display theme preference (light or dark mode) for a consistent visual experience. | 1 year |
| litfin_form_state | Temporarily stores form progress so your data is preserved if your browser session is interrupted. | Session |
| litfin_stepper_progress | Tracks your progress through the loan application stepper to allow seamless continuation. | 30 days |
4. Analytics Cookies
Analytics cookies help us understand how Users interact with the Platform by collecting and reporting information anonymously. This data helps us identify areas for improvement, optimize performance, and develop new features that better serve our Users. All analytics data is aggregated and anonymized before analysis.
| Cookie Name | Purpose | Duration |
|---|---|---|
| litfin_analytics_id | Assigns an anonymous identifier to aggregate usage data for platform improvement analysis. | 1 year |
| litfin_perf | Collects anonymized page load times and performance metrics to help us optimize Platform speed. | Session |
| litfin_feature_usage | Records which features you use (anonymized) to help us prioritize development efforts. | 90 days |
5. Third-Party Cookies
In some cases, third-party services integrated into the Platform may set their own cookies. These cookies are governed by the privacy policies of the respective third parties. LitFin does not control these cookies.
Third-party services that may set cookies on the Platform include:
- Authentication Providers: Services used for secure login and identity verification may set cookies to manage authentication state.
- Analytics Services: Third-party analytics tools may set cookies to collect anonymized usage data for performance monitoring.
- Error Monitoring: Error tracking services may set cookies to correlate error reports with user sessions for debugging purposes.
We carefully vet all third-party services and require them to comply with applicable data protection standards. We do not permit third-party advertising cookies on the Platform.
6. Managing Cookies
You have several options for managing cookies:
6.1 Browser Settings
Most web browsers allow you to control cookies through their settings. You can typically find these settings in the "Options," "Preferences," or "Settings" menu of your browser. The following links provide instructions for commonly used browsers:
- Google Chrome: Settings > Privacy and Security > Cookies
- Mozilla Firefox: Settings > Privacy & Security > Cookies
- Apple Safari: Preferences > Privacy > Cookies
- Microsoft Edge: Settings > Cookies and Site Permissions
6.2 Consequences of Disabling Cookies
If you choose to disable essential cookies, the Platform may not function correctly. Disabling functional cookies may result in a degraded experience, such as the Platform not remembering your language preference or theme setting. Disabling analytics cookies will not affect Platform functionality but will prevent us from improving the Platform based on usage data.
6.3 Do Not Track
Some browsers include a "Do Not Track" (DNT) feature. The Platform currently does not respond to DNT signals, as there is no universally accepted standard for interpreting these signals. However, you may manage your cookie preferences using the methods described above.
7. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in the cookies we use or for other operational, legal, or regulatory reasons. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this Cookie Policy periodically.
8. Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
LitFin Limited
Privacy Team
Email: privacy@litfin-credit.com
Dar es Salaam, Tanzania
P.O. Box 12345, Dar es Salaam